Unionbank's credit card scam? This happens to me three times already, the latest was this September-October. Unionbank calls me up for C.I., I told them that no C.I. neccessary because I didn't apply for a Unionbank credit card and I'm not interested either. After a few days, their C.I. called our personnel department at the office, needing my consent, I told our personnel department not to give my info as I didn't apply for any Unionbank credit card. After a few days, a courier delivered my card, I said I didn't apply.....(not yet done with what I'm saying), he reacted "Ay sige, sauli nalang natin.", as if so many people are not accepting the card delivery. Finally today (October 29,2008), a Unionbank Statement of Account arrives with a Php1500 billing. They give you a credit card by force yet the annual fee is not even waived. I would be crazy to keep the card. I might have considered keeping it if it's free.
I didn't apply, I didn't receive, I didn't activate! I think this is some kind of Unionbank scam or Unionbank card sales agent scamming for Unionbank's commission. The C.I. agents were probably involved with this scam either as I've already told them that I don't want any Unionbank credit card.
Upon calling their customer service, my personal info were all wrong. My address is 3rd floor, telephone extension is 301, birthmonth is August. The registered info with Unionbank my address is 2nd floor, telephone extension is 018, birthmonth is June. Someone must have applied on my behalf without my signature??? Asking the customer service to cancel my card is so much HASSLE!!! I was told that no Cancelling Officer was available and I have to wait for the Cancelling Officer's call within three days. If I didn't received any call, I'll have to call them up again for follow-up. Grrrr! There's no way I'm using any Unionbank credit card no matter how good the deal offered.
Why does Unionbank tolerate this kind of scenarios? With this, I would think that Unionbank is involved with this scam, not just their sales and C.I. agents.
